Debt Repayment

(NOTICE: This is a foot/tickle story featuring Animal Crossing characters (with the human player as the victim) so if tickling (or human tickling) turns you off then don't read on. Also, I made the mayor's pronouns gender neutral so you can decide yourself if they are male or female, although I probably messed that up somewhere )

The sun was shining and the birds were singing, it was a lovely summer evening in the town and all the villagers were out in the good weather. Except for the town's mayor that is, who had just returned from work to rest nicely in their home. Trying to raise money and putting up with an overenthusiastic puppy for a secretary took it's toll across a full day, and right now all they wanted to do was just lie down in their bedroom.

The mayor's house, although small and underdeveloped, was pretty posh and swanky, with tons of luxuries. Designer furniture and décor covered the walls and floors and one wall was almost entirely taken up with a huge, expensive television. How did they pay for all this? Simple, they just slacked a little on paying for the actual house. Estate dealer Tom Nook was very trusting of his clients and gave them no deadline for payment on the house, so by simply delaying those debts, the mayor can use their bells to improve their house without having to actually fork out for an expansion. However, Nook himself had become suspicious of the mayor's actions. If the regular residents of the town can pay regularly for renovations then how come the mayor hasn't paid any bells in for almost two months? He needed to give the mayor a little reminder of their debts.

Only 10 minutes after getting back from the town hall, the mayor's rest was interrupted by three firm knocks on the door. Upon opening it, they saw Tom Nook in his usual work outfit and his usual friendly smile on his face.

“Hello, mayor, yes!” Nook said, “I hope you are doing well?”

“Oh, hi Mr. Nook~ Yeah I'm doing well, im just tired, you know...”

“Of course, I will not keep you for long, I just need to discuss something with you – the matter of your debt repayments.”

The mayor swallowed nervously a little, feeling guilty for the first time about putting off the loan balance. “Oh...er...of course Mr. Nook! I'm so sorry I haven't paid in a while, we have just had some problems with lack of funding in the town hall!”

“You know me, mayor, the best interests of the town are important to me, and I would of course forgive you for not repaying due to that. That's why I require no deadline, yes, customers sometimes have issues and I don't want to hassle them when they cannot pay.”

“Oh, that's good, thank you! I promise I'll--”

“-But that isn't the case here...is it, mayor?” Nook's eyes narrow a little and he becomes a lot more serious.

“Wh-what do you mean?”

“Well, I have it on good authority that you have been to T&T Mart no less than four times in the past fortnight and purchased items worth no less than 5000 bells each!”

“Ah, well, yes-”

“And I can quite clearly see the large television behind you that was not present the previous time I visited, yes?!”

The mayor had been well and truly caught out, but still moved a little to the left to block Nook's view of the TV, as if that would help in any way. “...Y-yeah...I admit I have been slacking, im sorry Mr. Nook”

“Now now, you know I do not have a problem with people taking a long time to repay me, yes, however I feel it is a problem when the mayor of a town is paying me less frequently than the regular residents, yes! That is why I must request you face some consequence for not keeping up~”

“O-of course, Mr. Nook! You will add more interest onto my loan, right?”

“Oh no no no! I'd feel guilty taking more money than necessary! I simply request your presence at my office tonight at 8pm. It will only take an hour, and it will be a little thing to make things even between us, yes!”

The mayor was more tired than ever, but one hour of working or running errands for Nook didn't sound too bad. And after all, they kind of owe it. “OK, Mr. Nook, certainly, I'll be there!”

“Of course I trust you, but of course I will need to take something of yours for the time being. As collateral if you will, just to make sure you dont forget to come to me.”

“S-sure! I can give you one of my paintings-”

“How about those?” Nook pointed down to the mayor's shoes, which they had also bought brand new recently.

“Y-you want my shoes?”

“Yes yes, that's perfect! Small and easy to carry but still worth a lot to you! I'm sure you can do without them for a few hours, yes?”

“...Fine...” The mayor slipped their shoes off and handed them to the tanuki.

“Hmm...and the socks too...”

“What!? But all my other pairs are in the laundry!” The mayor replied, blushing a little.

“Then you'll walk to my office barefoot! Every animal in the town does, so im sure you can too, yes yes!” Nook replied, wiggling his own toes a little.

The mayor reluctantly slipped off their socks, revealing their bare feet. They handed the socks over to Nook and were visibly blushing at having nothing on their feet, as the tanuki placed them into a small bag.

“Thank you! 8Pm sharp, I look forward to seeing you there! Goodbye, yes yes!” The tanuki smiled as he walked off, leaving the mayor to wait until the time came to leave.

–-------------------------------------------------------------

The mayor's walk to Nook's Homes was very weird and uncomfortable, the sensation of the grass and pavement on their bare feet feeling new and surreal, but it was kind of relaxing for them too. Upon reaching Nook's office they knocked three times and waited, until the tanuki arrived at the door.

“Ah, greetings! Yes yes!” Nook smiled happily. “I've been waiting, please come inside!”
The mayor walked inside the building, which was a lot emptier than usual and had fairly dim lighting. Tom guided them across the room and through a door that led to a set of stairs. Down the stairs was a brightly lit basement, but the mayor couldn't quite recognise what was laid out in the centre. It was a wooden contraption with two halves and also two holes in the middle, almost like a set of public stocks. But why would Tom Nook have a set of stocks in his office?

“Now, please climb into the stocks there, please, yes.” Nook said to the mayor as he rummaged through a bag. The mayor was still unsure of what was actually going on, but still did as they were told, climbing slowly into the stocks and placing their ankles into them. Whatever was about to happen, it was definitely a very obscure method of repayment.

“Um...what...exactly is this going to be, Mr. Nook?” they asked, their voice cracking a little bit.

“It certainly seems unorthodox, yes yes, but this is a Nook family tradition in how to deal with customers who don't keep up repayments. I could simply ask you to work it off for me, but this method is much quicker and leaves more of an impression!”

“More of an...impression?”

“The treatment here is by no means nasty or painful, but it will certainly motivate you to not push my trust again, yes yes...” Nook smirked a little as he said that, and he pulled out a small feather from the bag he was searching through. The reality slowly set in for the mayor – the sight of the feather along with the realisation that their bare feet were in a set of stocks indicated what was to come – but before they could object, the tanuki had closed the stocks onto their ankles and locked them in tight.

“Mr. Nook, there are better consequences for bad customers, surely! I can work for as long as you want-”

“Oh no no no, I don't want to keep you from your mayoral duties!” Nook smiled as he placed the feather next to the stocks and fiddled with some small pieces of string in his hands, “This is a much better punishment~”

“You're going to tickle my feet, right? I am too sensitive, I can't...W-what are you doing now??” The mayor's plea was cut short by a tight feeling around his big toes. The tanuki was wrapping the pieces of string around them and pulling back to tie them to the top of the stocks.

“Yes, you guess correct, yes! Tickle torture is the only safe and harmless punishment suitable for non-paying customers. And the string is simply to make sure you don't attempt to soften the feeling.”

The mayor struggled and squirmed but their feet had been restrained tightly. Their big toes were held back firmly leaving them unable to curl, and ensuring their soles were stretched taut. The other toes could wiggle and splay but not by much, and they were unable to hide one foot behind the other. The soles were truly vulnerable, and the squirming became even more vigorous when the tanuki picked up the feather again.

“Now, the punishment shall begin, yes. One hour should do it!”

“O-one hour-EEE!” The mayor's questioning was interrupted by a surreal sensation on their heels. As Nook's feather stroked across them, the mayor realised something – they had never actually been tickled before. They had seen others get tickled but had no idea what it actually felt like....until now. The tingling in their heels, although light, made them squeal immediately and splay their toes wide, struggling even more.

“Ooh, a fine reaction!” Nook said as he gently stroked the feather across the mayor's heels, soliciting more giggles and squirms as he did so. “Tickle tickle tickle~”

“Hehehe-Miihihister Nook! Pleahahahahse stahahahapp!!” The mayor said, wiggling their untied toes around as much as they could. The giggling got even louder when Nook moved the feather up to the mayor's soles, stroking the fibres along them.

“It has been a long time since I have had to administer a tickle torture, yes yes. It is even more fun than I remember! How does it feel?”

“IIIHIHIHIHHIT TIHIHIHICKLES OHOHOHOHOHBVIOUSLYIHIHIHIHIH!!!” This response only makes Nook smirk wider and stroke the whole length of the feather across the mayor's feet. The adorable giggles echoed throughout the fairly empty basement and acted as music to Nook's ears, but hearing their own laughter made the mayor blush even more. Soon Nook picked up another identical feather.

“The feathers deliver a nice tease tickle, yes! It is a fine torture~” Nook taunted as he placed the other feather onto the mayor's right foot. He was now stroking both of the helpless bare feet at once, moving all around them slowly and gently. Due to the toe ties, there was nowhere for the mayor to move their feet away, they were kept there tightly for Nook to feather and stroke. The sensations were truly overwhelming for them. As they had never been tickled before, the tingling and teasing was a completely new feeling and one that they had certainly built up no tolerance to, so they were at maximum ticklishness and sensitivity. This did not go unknown by the tanuki tickler, who greatly enjoyed himself as he moved the feathers along different spots on the mayor's taut bare soles.

The mayor begged and laughed vigorously as they were given some serious tickling. The smirk on Nook's face as he tormented those feet just increased the humiliation. They had never quite seen this side of Nook, they always saw him as an overly friendly and quiet neighbour, not as a ruthless tormentor. Even though it was a harmless and childish torture, it was pretty clear the tanuki was doing it for his own enjoyment.

“I'm only going to use feathers tonight, yes, but I have some stronger ones!” The tanuki put those feathers down and picked up a pair of much bigger, black-coloured ones, feathers almost bigger than the mayor's feet themselves. He wasted no time in putting them to the exposed soles, stroking their soft fibres on the ticklish nerve endings. The mayor's laughter and giggles became louder than before and their toes were writing and splaying as they suffered a much more teasing feather on their soft soles. Even though the feathers were not remotely rough, the sensitivity of the mayor's soles means that they were already blushing and reddening slightly from the tickle treatment, much to the delight of the tickle-loving tanuki as he continued taunting.

“Very ticklish yes! It is very fun to use the feathers to tickle you. They look like they are delivering a nice intensive tickling torture to your bare feet, yes yes!!” The Nook's teasing became a little more sadistic, taking no short cuts in partaking in his guilty pleasure of tickling. The mayor continued laughing extremely loudly and begging for the treatment to stop, but it wasn't any use as the tickler was deliberately ignoring every word. He preferred to just listen to the wonderfully cute laughter and look at the poor squirming strung-up soles and toes.

The longer feathers tickled the mayor's soles for a much longer time, before the tanuki finally put them down. With about 15 minutes left to go, the helpless mayor saw Nook pick up two large feather dusters.

“Not long to go now, yes! So I must increase the tickling!”

The mayor was panting heavily and still squirming around, they could barely handle those two feathers never mind the dusters. “P-please, Mr. Nook! I'll do anything, just dont tickle me any more!”

They knew that Nook would ignore them, and they were right, as he simply smiled and lowered the dusters to the helpless soles. Bursting out immediately into loud uproarious laughter, the mayor's feet tingled intensely at the feeling of the many, many feathers now stroking over them. The dusters were large enough to almost cover each foot completely, and with the big toes still tied, there was nowhere for the sensitive soles to go as they were ticklishly attacked. A big smirk remained on Nook's face as he slowly moved his hands up and down,  brandishing the duster against the exposed feet and making sure to thread the feathers between the toes too.

The soles blushed and reddened more underneath the duster, the 45 minutes of previous tickle torture taking its toll and sensitising them even more. They pleaded and begged for it to stop but they knew they simply had to wait it out until they had suffered a good solid hour of the tickle torture. By the end, those feet were squirming against their restraints so wildly that the stocks were getting loud and rickety.

The mayor was so tingly and exhausted an hour later, that they didn’t even realise when Nook put an end to the punishment. Their feet and legs were still tingly and sensitive all over long after they were left alone.

“Very good! See, that was not so bad!” Nook said, knowing full well the mayor begged to differ. He unlocked the stocks and freed the ankles of the mayor, who immediately jumped out. The floor felt cold on their bare soles, but it was a welcome relief.

“Uh..y-yeah, not so bad...so are we even now? I promise I will get the bells to you in less than a week!”

“Oh my, a week?” Nook replied, “I was hoping it would be sooner~ But no worries, we can simply have an hour of this treatment a day until the balance is paid, yes yes!”

“Oh, thanks, Mr. Nook!” The mayor clearly had not listened properly to what was said, as it took a while to set in, “I knew you'd unders...understan.......wait, hang on a minute, WHAT!??”

“Well, this is meant to motivate you to pay me faster, of course. It wouldn't have come to this if you had kept up regular payments. So to motivate you further, I'll require your presence at my office every night until the balance is zero, yes yes~”

The mayor sighed in both disappointment and nerves, but they couldn't really argue – after all, they decided to slack on their house payments. They had at least three or four nights to go before they could hand the bells over though.

“O-Okay, I guess...” They pouted, resigning themselves to their consequences and still wiggling their toes to try and soothe the tingling, “...same time tomorrow then?”

“Yes yes! I trust you fully to arrive, so I will allow you to take your footwear back!” Nook smiled and tossed over the mayor's footwear, which had been left in a corner of the room. “8pm sharp, I look forward to it!”

“...yeah...im sure you do~” The mayor replied sheepishly as they put on their shoes and socks. They waved goodbye to Nook and walked home shortly thereafter, but it wasn't exactly much consolation knowing that they had to return the next night.

–---------------------------------------------

23 hours later, the mayor once again walked over to Nook's Homes. At least they knew what to expect now, but they weren't quite sure if that made things better or worse. On the other hand, they were grateful to be wearing their shoes this time. They approached the building slowly and hesitated before ringing the bell.

A few seconds passed, and the door opened, but it was not Tom Nook that opened the door. Instead it was two smaller tanuki that looked almost identical. The mayor blushed a little bit. They weren't going to have to explain why they were there to little Timmy and Tommy, were they?

“Ooh, hello! Yes, hello!” Timmy and Tommy said, almost in unison, before Timmy continued, “You are here for the tickling, yes?”

“Uhhh...” The mayor blushed even more, but before they could respond, the larger Nook finally arrived and stood behind the two nooklings.

“Ah yes, right on time!” Tom said, “I knew I could trust you to turn up! Oh, you don't mind me inviting Timmy and Tommy to help out, do you? They find tickling very fun, yes yes!”

Great, the mayor thought, now not only do they have to deal with tickle torture, but they also have the humiliation of having two little kids do it. This was clearly going to be a 'fun' evening.....